Terms & Conditions
bmy88 Online Casino

1. Acceptance of Terms

By accessing, registering, or using any services provided by bmy88 (hereinafter "the Platform," "bmy88," "we," "us," or "our"), you (hereinafter "the User," "Player," or "you") acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (hereinafter "Terms") in their entirety. These Terms constitute a legally binding agreement between you and bmy88, a licensed online gaming operator regulated by the Philippine Amusement and Gaming Corporation (PAGCOR).

If you do not agree with any provision contained herein, you must immediately cease use of the Platform and refrain from registering an account. Continued use of bmy88 services following modifications to these Terms constitutes acceptance of such modifications.

2. Definitions

For the purposes of these Terms, the following definitions apply:

• "Account" means the personal gaming account registered by a User on the bmy88 Platform, containing personal information, transaction history, and gaming activity.
• "Balance" means the total funds available in a User's Account, consisting of deposited funds, winnings, and bonus credits subject to wagering requirements.
• "Bonus" means any promotional credit, free bet, or other incentive provided by bmy88 to Users, subject to specific terms and wagering requirements.
• "Deposit" means funds transferred by a User into their bmy88 Account using approved payment methods including GCash, PayMaya, bank transfer, or cryptocurrency.
• "KYC" means Know Your Customer procedures, including identity verification, address verification, and source of funds verification required under Philippine anti-money laundering regulations.
• "PAGCOR" means the Philippine Amusement and Gaming Corporation, the government entity regulating all legal gambling operations in the Philippines.
• "Platform" means the bmy88 website accessible at https://bmy88.cam, mobile applications, and all associated services and software.
• "Wager" means a bet or stake placed by a User on any gaming product offered by bmy88, including sports betting, casino games, live dealer games, and virtual sports.
• "Withdrawal" means the transfer of funds from a User's bmy88 Account Balance to an approved external payment method.

3. Eligibility and Registration

3.1 Age and Residency Requirements

To register and use bmy88 services, you must meet the following eligibility criteria:

• You must be at least 21 years of age at the time of registration. bmy88 strictly prohibits underage gambling and reserves the right to request government-issued identification to verify age.
• You must be a resident of the Philippines or physically located within Philippine territory at the time of Account registration and when placing Wagers.
• You must not be listed on any PAGCOR self-exclusion database or voluntary exclusion program.
• You must have legal capacity to enter into binding contracts under Philippine law.
• You must not be a politically exposed person (PEP) unless additional due diligence requirements are satisfied.

3.2 Account Registration

During registration, you agree to provide accurate, current, and complete information including full legal name, date of birth, residential address, valid email address, and mobile phone number. Providing false, misleading, or fraudulent information constitutes a material breach of these Terms and may result in immediate Account suspension and forfeiture of all funds.

Each User is permitted to register and maintain only one (1) Account on the bmy88 Platform. Creating multiple Accounts, whether under the same name or different identities, is strictly prohibited and constitutes fraud. bmy88 employs sophisticated detection systems to identify duplicate accounts, including IP address monitoring, device fingerprinting, payment method tracking, and behavioral analysis.

3.3 Account Verification (KYC)

bmy88 is required by PAGCOR regulations and Philippine anti-money laundering laws to conduct KYC verification on all User Accounts. You agree to provide, upon request, the following documentation:

• Government-issued photo identification (Philippine passport, driver's license, UMID, or national ID card)
• Proof of residential address dated within the last three months (utility bill, bank statement, or government correspondence)
• Source of funds documentation for deposits exceeding PHP 50,000 in a single month
• Selfie photograph holding identification document for enhanced verification

Failure to provide requested KYC documentation within 30 days of request will result in Account suspension and Withdrawal restrictions until verification is completed. bmy88 reserves the right to request additional documentation or conduct enhanced due diligence at any time.

4. Account Security and Responsibilities

4.1 Credential Confidentiality

You are solely responsible for maintaining the confidentiality of your Account username, password, and any other authentication credentials. You must not share, transfer, sell, or otherwise disclose your Account credentials to any third party under any circumstances.

bmy88 recommends using strong passwords containing a combination of uppercase and lowercase letters, numbers, and special characters. Enabling two-factor authentication (2FA) is strongly encouraged to enhance Account security.

4.2 Unauthorized Access

You agree to immediately notify bmy88 customer support if you become aware of any unauthorized access to your Account, suspicious activity, or security breach. bmy88 is not liable for any losses, damages, or unauthorized transactions resulting from your failure to maintain credential confidentiality or notify us of suspected unauthorized access.

4.3 Account Activity Responsibility

You are fully responsible for all activity conducted through your Account, including Deposits, Withdrawals, Wagers, and communications with bmy88 staff. Claims that activity was conducted by a third party without authorization will not excuse you from liability unless you can demonstrate that you took reasonable precautions to protect your credentials and promptly reported the unauthorized access.

5. Deposits

5.1 Approved Payment Methods

bmy88 accepts Deposits through the following approved payment methods:

• GCash instant bank transfer
• PayMaya instant bank transfer
• Direct bank transfer from Philippine banking institutions (BPI, BDO, Metrobank, UnionBank, Security Bank, and other major banks)
• Cryptocurrency (Bitcoin, Ethereum, Tether USDT)

All Deposits must be made from payment sources registered in your own name. Third-party Deposits are strictly prohibited and will result in funds being returned to the source and potential Account closure. bmy88 does not accept cash Deposits, checks, or money orders.

5.2 Deposit Limits

Minimum Deposit amount is PHP 100. Maximum Deposit limits vary by payment method and Account verification status. Unverified Accounts are subject to monthly Deposit limits of PHP 50,000 until KYC verification is completed.

5.3 Deposit Processing

GCash and PayMaya Deposits are typically credited to your Account Balance within 1-5 minutes. Bank transfers may take 1-3 business hours to process depending on banking institution processing times. Cryptocurrency Deposits require a minimum of 3 blockchain confirmations before being credited to your Account Balance.

bmy88 does not charge fees for Deposits. However, your payment provider or banking institution may impose their own transaction fees, which are beyond bmy88's control.

5.4 Anti-Money Laundering Compliance

In accordance with Philippine Anti-Money Laundering Act (AMLA) and PAGCOR regulations, bmy88 is required to report suspicious transactions and maintain records of all Deposits. Large or unusual Deposit patterns may trigger enhanced due diligence procedures or temporary Deposit restrictions while verification is conducted.

6. Withdrawals

6.1 Withdrawal Requirements

To request a Withdrawal, your Account must meet the following criteria:

• Account must have successfully completed KYC verification
• Withdrawal amount must meet minimum threshold of PHP 500
• All Bonus wagering requirements must be satisfied
• Withdrawal method must match the Deposit method (source of funds verification)
• Account must not be flagged for investigation or security review

6.2 Withdrawal Processing Times

bmy88 processes Withdrawals according to the following timeframes:

• GCash: 5-30 minutes during business hours (8:00 AM - 10:00 PM Philippine Time)
• PayMaya: 5-30 minutes during business hours (8:00 AM - 10:00 PM Philippine Time)
• Bank Transfer: 1-24 hours, typically same business day
• Cryptocurrency: 1-4 hours depending on blockchain congestion

Withdrawals requested outside business hours will be processed on the next business day. Enhanced verification procedures or compliance reviews may extend processing times up to 72 hours in exceptional circumstances.

6.3 Withdrawal Limits

Daily Withdrawal limit is PHP 500,000 per Account. Monthly Withdrawal limit is PHP 5,000,000 per Account. Users wishing to Withdraw amounts exceeding these limits must contact VIP support for special arrangement.

6.4 Withdrawal Fees

bmy88 does not charge fees on Withdrawals. However, receiving banks or payment processors may impose receiving fees, especially for international cryptocurrency transfers, which are the User's responsibility.

6.5 Withdrawal Verification

For security purposes, bmy88 reserves the right to request additional verification before processing Withdrawals, including:

• Photographic proof of payment method (credit card, bank account statement showing account holder name)
• Video call verification for Withdrawals exceeding PHP 100,000
• Additional source of funds documentation for high-value transactions

7. Bonuses and Promotions

7.1 Bonus Terms

bmy88 offers various Bonuses and promotional incentives to Users, including welcome bonuses, reload bonuses, cashback offers, and free bet credits. All Bonuses are subject to specific terms and conditions, including wagering requirements, maximum bet restrictions, game eligibility, and expiration dates.

Bonus terms are displayed on the promotions page and must be accepted by the User before the Bonus is activated. By accepting a Bonus, you agree to comply with all associated terms. Failure to comply with Bonus terms will result in forfeiture of Bonus funds and any winnings derived from Bonus play.

7.2 Wagering Requirements

Unless otherwise stated, all Bonuses are subject to wagering requirements before Withdrawal. Typical wagering requirement is 15x to 30x the Bonus amount. For example, a PHP 1,000 Bonus with 20x wagering requirement means you must place PHP 20,000 in qualifying Wagers before Bonus winnings become withdrawable.

Not all games contribute equally to wagering requirements. Slots typically contribute 100%, table games 10-20%, and live dealer games 10%. Check specific Bonus terms for game contribution percentages.

7.3 Bonus Abuse

The following activities constitute Bonus abuse and are strictly prohibited:

• Creating multiple Accounts to claim Bonuses multiple times
• Coordinating with other Users to exploit Bonus offers (collusion)
• Using automated betting systems or bots to meet wagering requirements
• Placing opposite bets on the same event across multiple Accounts (hedging)
• Exploiting software errors or glitches to gain unfair advantage
• Making primarily low-risk Wagers designed to meet wagering requirements without genuine risk (e.g., betting red and black simultaneously on roulette)

Detection of Bonus abuse will result in immediate forfeiture of all Bonus funds and winnings, Account suspension, and potential reporting to PAGCOR for regulatory action. bmy88 reserves the right to withhold Withdrawals pending investigation of suspected Bonus abuse.

8. Prohibited Activities

8.1 Fraudulent Conduct

The following activities are strictly prohibited and constitute grounds for immediate Account closure and fund forfeiture:

• Providing false or misleading information during registration or KYC verification
• Using stolen, fraudulent, or third-party payment methods to fund Account
• Attempting to reverse or chargeback legitimate transactions
• Money laundering or using bmy88 to transfer funds of illicit origin
• Collusion with other players or bmy88 staff members to gain unfair advantage
• Using software exploits, hacking, or unauthorized access to manipulate Platform functionality
• Employing automated betting systems, bots, or artificial intelligence to place Wagers

8.2 Account Misuse

You must not use your bmy88 Account for any purpose other than personal recreational gambling. Commercial use, professional gambling operations, and use of bmy88 as a payment processing intermediary are prohibited.

8.3 Intellectual Property Violations

All content on the bmy88 Platform, including logos, graphics, software, game interfaces, and text, is the intellectual property of bmy88 or its licensors. You must not copy, reproduce, distribute, modify, or create derivative works from any Platform content without express written permission.

9. Responsible Gaming

9.1 Commitment to Player Protection

bmy88 is committed to promoting responsible gambling and protecting vulnerable Users. We provide the following tools to help Users maintain control over their gambling activity:

• Deposit limits (daily, weekly, monthly)
• Loss limits to prevent excessive losses
• Session time limits with automatic logout
• Self-exclusion periods ranging from 24 hours to permanent exclusion
• Reality check notifications at configurable intervals

9.2 Self-Exclusion

Users experiencing gambling-related harm may request self-exclusion from the Platform. Self-exclusion requests can be made through customer support or the Account settings menu. During self-exclusion periods, you will be unable to log in, Deposit, or place Wagers. Self-exclusion periods cannot be reversed or shortened once activated.

For permanent self-exclusion, bmy88 will cooperate with PAGCOR's national self-exclusion database to prevent Account creation across all Philippine-licensed gaming operators.

9.3 Problem Gambling Resources

If gambling is negatively affecting your life, professional help is available. For confidential support and counseling, Users may contact:

• PAGCOR Responsible Gaming Hotline: 1-800-10-888-PAGCOR
• Visit bmy88's Responsible Gaming page for additional resources and self-assessment tools

10. Dispute Resolution

10.1 Internal Complaints Process

If you have a dispute, complaint, or concern regarding your bmy88 Account or any aspect of our services, you must first attempt to resolve the matter through our internal complaints process:

1. Contact bmy88 customer support via live chat or email at [email protected] with a detailed description of the issue, including Account number, transaction details, and supporting documentation.
2. bmy88 will investigate and provide a response within 5 business days for standard inquiries, or up to 10 business days for complex disputes requiring regulatory consultation.
3. If the initial response is unsatisfactory, you may escalate the matter to bmy88's Compliance Department by emailing [email protected].

10.2 PAGCOR Regulatory Oversight

If your dispute cannot be resolved through bmy88's internal complaints process, you may escalate the matter to PAGCOR's Gaming Licensing and Regulation Office. PAGCOR provides independent review of player complaints and has authority to direct remedial action by licensed operators.

10.3 Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of Philippine courts located in Metro Manila.

11. Limitation of Liability

11.1 Service Availability

While bmy88 strives to maintain continuous Platform availability, we do not guarantee uninterrupted access. The Platform may be temporarily unavailable due to maintenance, technical issues, force majeure events, or regulatory requirements. bmy88 is not liable for losses resulting from Platform unavailability, provided such unavailability is not caused by bmy88's gross negligence or willful misconduct.

11.2 Third-Party Services

bmy88 integrates third-party payment processors, game providers, and odds data feeds. We are not responsible for failures, errors, or losses caused by third-party service providers, except to the extent required by PAGCOR regulations to maintain responsibility for all Platform operations.

11.3 Maximum Liability

To the maximum extent permitted by Philippine law, bmy88's total liability to any User for all claims arising from or relating to use of the Platform shall not exceed the lesser of (i) the User's Account Balance at the time of the claim, or (ii) PHP 100,000.

12. Modifications to Terms

12.1 Right to Modify

bmy88 reserves the right to modify, amend, or update these Terms and Conditions at any time. Modifications will be effective immediately upon posting to the Platform. Material changes affecting User rights or obligations will be communicated via email notification and prominent Platform notice.

12.2 Continued Use Constitutes Acceptance

Continued use of the bmy88 Platform following posting of modified Terms constitutes your acceptance of such modifications. If you do not agree with modified Terms, you must cease using the Platform and may close your Account by contacting customer support.

13. Account Closure and Termination

13.1 User-Initiated Closure

You may request Account closure at any time by contacting customer support. Before closing an Account, you must Withdraw your entire Balance. Accounts with pending Bonuses or Wagers may not be closed until such obligations are satisfied or forfeited.

13.2 bmy88-Initiated Termination

bmy88 reserves the right to suspend or permanently close User Accounts at our sole discretion, including but not limited to circumstances involving:

• Breach of these Terms and Conditions
• Fraudulent activity or suspected money laundering
• Failure to complete KYC verification within required timeframes
• Multiple Account creation or Bonus abuse
• Abusive conduct toward bmy88 staff or other Users
• Regulatory requirements or PAGCOR directives

Upon Account closure, bmy88 will return any remaining genuine Balance to you via your registered payment method, subject to deduction of any outstanding fees, chargebacks, or amounts owed to bmy88. Bonus funds and winnings derived from breaches of Terms are forfeited and not returned.

14. Privacy and Data Protection

Your privacy is important to bmy88. Collection, use, storage, and protection of your personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference. By accepting these Terms, you also consent to the data practices described in the Privacy Policy.

bmy88 complies with the Philippine Data Privacy Act of 2012 and maintains appropriate technical and organizational measures to protect User data from unauthorized access, disclosure, or loss. For full details, please review our Privacy Policy.

15. Miscellaneous Provisions

15.1 Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of the Terms, which shall continue in full force and effect.

15.2 Entire Agreement

These Terms, together with the Privacy Policy and any specific Bonus terms, constitute the entire agreement between you and bmy88 regarding use of the Platform, and supersede all prior agreements, understandings, or representations, whether written or oral.

15.3 No Waiver

Failure by bmy88 to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision. All rights and remedies available to bmy88 are cumulative and not exclusive.

15.4 Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms without bmy88's prior written consent. bmy88 may assign these Terms to any affiliated entity or successor in the event of merger, acquisition, or business restructuring.

16. Contact Information

For questions regarding these Terms and Conditions, or to contact bmy88 for any reason, please use the following:

• Customer Support Email: [email protected]
• Live Chat: Available 24/7 through the bmy88 Platform
• Compliance Department: [email protected]